First Citizens mortgage questions

A First Citizens mortgage discussion is easier when your income records, deposit and property information are already together.

Ask about prequalification

Find out what the bank needs to give you an early borrowing range before you commit to a property.

For salaried and self-employed applicants

Confirm the income documents required for your employment type. Business owners often need a different set of records from salaried employees.

Check every upfront cost

Ask about valuation, legal, insurance and processing costs alongside the deposit so the cash requirement is clear.