Republic Bank mortgage questions

A Republic Bank mortgage comparison should include the monthly payment, the cash needed before closing and the cost of keeping the loan over time.

Deposit and financing percentage

Ask how much of the purchase price the bank will finance for the property and applicant involved.

Insurance and valuation

Find out which insurance policies and valuation reports are required and whether the bank appoints or approves the providers.

Early repayment

Ask whether extra payments or early settlement attract any conditions so you know how flexible the loan will be later.